Complete Financial Management

The objective of Complete Financial Management is to help you achieve your life goals while minimizing the risks.

As personal finance and tax law become more complex and the array of products and services increases the value of expert financial advice becomes greater than ever. We serve as coach and teammate to our clients helping you progress towards achieving life goals.

Financial Planning

We provide integrated financial management services. Financial Planning creates an informed perspective to make smart financial decisions. A Financial Plan illustrates the interaction of income, expenses and investment returns over time. The result is an action plan for implementing recommendations that evolve from the Financial Plan.

Tax Planning

Every dollar saved by astute tax planning is a risk-free return to you. Taxes are a significant expense from which few of us derive pleasure. We provide Tax Preparation and Planning to ensure that you pay the minimum required tax each year.

We prepare tax returns and estimated payments for our clients. Our clients' financial information is already here on hand. This allows us to efficiently prepare returns while taking a minimum of your time.

Investment Management

Our Investment Management service provides you with an asset management solution that targets your desired return while minimizing investment risk.

Investments returns are a key factor in achieving your life goals. The best portfolio achieves your required return with the least possible risk. We can illustrate the probability of achieving a targeted return to help you determine an appropriate level of investment risk.

We at Grubman Financial think that not all returns are created equal! Investment returns that are improved by low management expenses and low taxes are far superior to returns increased by risky investments.

Let us show you how we can manage your portfolio with low expenses and tax efficiency.

Stock Option Planning

We work extensively with clients who have Employer Stock Options. We work with you to develop and execute a divestment plan. The tax treatment of stock options is complicated and opportunities exist to reduce taxes.

Most importantly we can help you use your options to achieve your goals.

Please contact us today to find out how we can help meet your goals.