April 24, 2007

Dear Client:

I am pleased to let you know that Fidelity has enhanced its website, Fidelity.com, to make it easier for you to monitor all your financial accounts through a single, secure site.

Fidelity.com provides you with:

• Account aggregation to allow you to view all your account balances, holdings and transactions at any financial institution
• Investor alerts of account transactions and balances
• Online delivery of account statements, trade confirmations, and proxy materials
• Views of your family members' accounts

If you are new to Fidelity.com, click Log In from the top menu bar, then go to New User Registration and follow the prompts.

We have set up some helpful tutorials on our website that will help you get started. If you have any questions about Fidelity.com, please let me know.

Regards,

Audrey Grubman
President/Portfolio Manager
Grubman Financial